2027 Polestar 3: real cost in Ontario

Cheapest trim, Dual motor · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$105,000the advertised price
Drive away$123,734with fees and HST
Loan payment$1,996/mo72-month loan at 6.5%, $5,000 down
True cost$2,411/moeverything, after resale
Car, fees and HST $123,734Insurance $22,766Charging $3,968Interest and lost return $49,579Maintenance and plates $9,887

$123,734 to drive away + $86,201 to run it for 6 years − $36,308 back at resale = $173,627, or $2,411 a month.

Where the money goes

Drive away$123,734
Running it, 6 yrs+$86,201
Back at resale−$36,308
Sticker pricethe advertised MSRP
+$105,000
Feesfreight $2,800 · dealer $699 (typical) · luxury tax $1,000
+$4,499
HST, 13%Ontario
+$14,235
Loan interest6.5% over 72 months
+$24,972
Lost return on your money5% a year on the down payment and each payment
+$24,608
Insuranceestimate, age 35–59, Toronto
+$22,766
Maintenanceestimate
+$9,796
Charging18,000 km a year at 23.6 kWh/100 km, home charging at $0.16/kWh
+$3,968
Registration and plates6 years in Ontario
+$91
Resale after 6 years35% of MSRP, you get this back
−$36,308
True cost $173,627 ÷ 72 months$2,411 a month

The car

Size and space
BodySUV4.90 m long
Seats5
Cargo484 Lbehind row 2
Ground clearance21 cmhigh; good for snow and trails
Engine and fuel
Engine544–680 hp electric, AWD
0–100 km/h3.6–4.3 sour estimate from power and weight
Energy use23.6–26.1 kWh/100 kmNatural Resources Canada
Range502 kmabout 351 in winter · fast charge 10-80% in 22 min
TowingUp to 3,500 lb
Tires21"235/50R21
Safety and cover
US crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrs / 80,000 kmbattery 8 yrs / 160,000 km
Brand offersLease from 6.64% for 48 moPolestar's advertised rates, read 2026-11-04; they change monthly
Resale at 6 years35% of MSRPaverage for its type

Every trim

All trims: AWD, 5 seats.
Dual motor$105,000$123,734$173,627✓ $2,411/mo23.6 kWh/100 km
Performance$120,000$144,074$199,605$2,772/mo26.1 kWh/100 km
Dual motor
✓ $2,411/mo
True cost
Sticker $105,000Drive-away $123,7346 yrs $173,627Fuel use 23.6 kWh/100 km
Performance
$2,772/mo
True cost
Sticker $120,000Drive-away $144,0746 yrs $199,605Fuel use 26.1 kWh/100 km

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Dual motor$105,000
Performance$120,000
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ An option on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ An option on every trim
Head-up display
+ An option on every trim
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingCooled seatsHeated rear seatsMassaging seatsPush-button startRemote startPower driver's seatMemory seatTow hitch included
Full standard equipment on the Dual motor (229 items)
  • Acoustic Vehicle Alert System
  • With other vehicles
  • With other vehicles at intersections
  • With cyclists
  • With pedestrians
  • Direct tire pressure monitoring system
  • Night-time collision warning
  • Occupant Detection System
  • Smart Eye Tracking
  • Driver Drowsiness function
  • Driver Inattentive function
  • Driver Disconnected function
  • Post Impact Braking
  • Rear Collision Warning and Mitigation
  • Rear light warning sequence
  • Emergency stop assist with safety call
  • Front aero wing
  • Rear aero wing
  • Rear side aero blades
  • Every new {$model_name} comes with 3 years of complimentary roadside assistance, available 24 hours a day, 7 days a week.
  • If our technicians can’t repair the car at the breakdown location, it will be towed to the nearest service point, free of charge.
  • In case a repair takes longer than expected, Polestar will make arrangements for an overnight stay or alternative transport.
  • Generally, {$model_name} doesn't need to be serviced for up to 2 years or 32.000 kilometres.
  • Its on-board diagnostics will notify the driver if additional service is necessary, and regularly scheduled over-the-air updates will keep {$model_name}’s operating system, apps and car systems as cutting-edge as when they were first released.
  • Polestar service points are dedicated to providing quality care for your vehicle. Online appointment booking and mobile service are available at select locations.
  • Repair or replacement of the affected panel, if the corrosion is due to faulty materials or construction.
  • First 12 years after delivery, regardless of change in ownership.
  • Any faults in battery performance or defects in material and workmanship will be resolved free of charge within 8 years or 160,000 kilometres, whichever comes first.
  • The battery warranty covers the first 8 years of ownership or 100,000 miles, whichever comes first.
  • If the battery’s State-of-Health drops below 70% of its original capacity within the first 8 years of ownership or 160,000 kilometres, whichever comes first, the battery will be repaired or replaced at no cost.
  • Repair to or replacement of any part that fails due to faulty materials or manufacturing defects.
  • Faults and deviations in the vehicle's paint surface due to a defect in materials or paint application.
  • First 4 years of ownership or 80.000 kilometers, whichever comes first.
  • Tire repair kit
  • 10 airbags (front airbags, side airbags, inner-side airbags, inflatable curtains, driver knee airbag)
  • Alarm with inclination and interior motion sensors
  • Automatic unlocking in a collision
  • Boron steel safety cage
  • Collapsible steering column
  • Direct assistance buttons
  • Electric child safety locks
  • iSize/ISOFIX mountings (outer rear seats)
  • Load-securing eyelets
  • Mixed-material crumple zones for optimal energy absorption
  • Reversible retractor belts
  • Seat belt load-limiters
  • Seat belt tensioners
  • Whiplash Injury Protection System
  • 12 ultrasonic sensors
  • 1 front radar
  • Rear view camera with automatic cleaning function
  • Cross Traffic Alert with brake support
  • Up to 6 driver profiles, activated by the ultra-wideband key or the Polestar app.
  • Seat position
  • Mirror adjustments
  • Steering feel
  • One pedal drive settings
  • Favourite apps and playlists
  • FM/digital radio DAB+
  • High-performance audio system
  • 300 Watts
  • 10 speakers
  • Touch screen with climate and seat heating controls for the rear passengers
  • 12A / 40A, Type 1, 1-phase AC charging cable with type 2 connector for use with a home charger or charging point
  • 484 litres up to the rear seat backs, including 90 litres under floor
  • 597 litres up to the inner roof, including 90 litres under floor
  • 1,411 litres with the rear seats folded
  • Rear luggage roller cover
  • 60/40 split rear seat backs
  • Ski hatch
  • 12V power outlet
  • Front seatback storage pockets
  • 4 cup holders (2 front, 2 rear)
  • 15 W wireless charging in front armrest
  • USB-C connectors (2 front, 2 rear)
  • Right side steering wheel stalk
  • Steering wheel with touch sensitive, contextual buttons with backlit symbols
  • Manually adjustable steering column
  • CleanZone
  • 3-zone electronic climate control system with rear control panel
  • Climate timers
  • Parking climate
  • Heat pump
  • 4 reading lights
  • Laser-etched light line in white or Swedish Gold
  • Floor lighting
  • Power-operated soft close tailgate with foot sensor
  • Flush door handles, extended when the driver approaches the car
  • Rain sensor
  • Acoustic lamination
  • Active high beam
  • Automatic levelling
  • Welcome/farewell sequence with fade in/out on the front lights and animation on tail light
  • Daytime running lights front
  • Rear position lights
  • Ground lighting in both front and rear door handles
  • Frameless mirrors
  • Wide-angle view
  • Electrically adjustable
  • Heated
  • Automatically folding
  • Aluminium front and rear axles
  • Sophisticated passive chassis
  • First 36 months included, renewable thereafter Connected service plus allows access to third party apps from Google Play, such as
  • Google Maps
  • Google Assistant
  • Google Gemini
  • Smart home connectivity
  • Google Chrome BETA browser
  • Waze
  • EasyPark
  • Spotify
  • Vivaldi browser
  • Tidal
  • Over-the-air (OTA) updates
  • Polestar Connect
  • SOS emergency
  • Wireless Apple CarPlay
  • Wireless Android Auto
  • Bluetooth
  • Wi-Fi and phone tethering
  • Panoramic roof made of UV-, IR-, and noise-reducing laminated glass
  • 99.5% UV resistant
  • Black Polestar logo
  • Black seatbelts
  • Black seatbelts with a Swedish gold stripe
  • Electric power steering with three modes: standard, firm and light
  • Brake-by-wire system with Brembo performance brakes
  • Front: aluminium 4-piston anodised callipers, with ventilated 400-mm discs
  • Rear: standard anodized callipers, with ventilated 390-mm discs
  • Clear laminated acoustic windows
  • Powered multi-directional lumbar support
  • 12-way electric adjustment
  • Mechanical cushion extension
  • Heating
  • Comfort rear seats
  • 23.8 litres with cargo cover
  • Androidᵀᴹ Automotive OS
  • Polestar-developed interface
  • Google apps and services built-in
  • Central computing by NVIDIA
  • Digital key with phone wallet activation and key sharing for Apple, Samsung, and Google devices
  • 2 x NFC key cards
  • BWI sophisticated passive dampers with coil springs
  • Double wishbone front suspension
  • Integral link rear suspension
  • 11.8 m (curb to curb)
  • 9” display area
  • LCD screen
  • Advanced lighting technique to ensure optimal visibility in all light conditions
  • 14.5” display area
  • LCF (Light Control Film) anti-reflective, easy-to-clean coating
  • 5 exterior cameras, including a rear-view camera with automatic cleaning function
  • 2 infrared, smart eye-tracking interior cameras (closed loop system, no data stored)
  • ADAS: Advanced Driver Assistance Systems
  • Adaptive Cruise Control
  • Blind Spot Information with steer assist
  • Corner Traction Control
  • Driver Monitoring System
  • Driver Steering Recommendation
  • Electronic Stability Control
  • Lane Departure Warning
  • Lane Keeping Aid
  • Oncoming Lane Mitigation
  • Regenerative Stability Control
  • Road Sign Information
  • Run-off Road Mitigation
  • Traction Control
  • Trailer Stability Assist
  • Understeer Control Logic
  • 21-inch Plus wheels
  • Michelin Primacy Tour all season developed specifically for Polestar 3
  • Black valve caps
  • Adaptive Cruise Control (ACC)
  • Pilot Assist
  • Lane change assist
  • Curve speed assist
  • Park Assist
  • 360° cameras with 3D view
  • Front seats
  • Rear seats
  • Steering wheel
  • Front wiper blades
  • 9” driver display
  • 14.5” centre display
  • 9x3” head-up display
  • Bowers & Wilkins for Polestar
  • 1,610 Watts
  • 25 speakers
  • Front headrest speakers
  • Dolby Atmos
  • 3D Surround Sound
  • Active road noise cancellation
  • Abbey Road Studios mode
  • Automatically extending flush handles
  • Soft-close function
  • Power-operated steering column
  • Advanced Air Cleaner (AAC), including a PM2.5 particle matter sensor
  • Laminated, infrared-coated windscreen
  • Laminated, acoustic rear window
  • Foldable load floor
  • 21" Plus
  • Bridge of Weir leather in Charcoal with Black ash deco
  • Pilot pack
  • Climate pack
  • Plus pack
  • Electrochromic glass roof with double infrared-coating
  • Privacy glass on rear windows
  • Range up to: 502 km (EPA)
  • Electric energy consumption (EPA): 23.6 kWh/100 km
  • Drivetrain: All-wheel drive
  • Power: 400 kW / 544 hp
  • Torque: 546 lb-ft
  • 0–100 km/h: 4.7 seconds
  • Top speed: 230 km/h
  • Towing power: Up to 1,587 kg
  • Battery: 800 V Lithium-ion, 106 kWh capacity, 16 modules
  • Charging capacity: Up to 350 kW (800 V), up to 120 kW (400 V)
  • DC charging 10% – 80%: 22 minutes
  • AC charging 0% – 100%: 11 hours (11 kW)
  • Direct use CO₂ emissions: 0 g/km
  • Carbon footprint: 25.6 t
  • Ground clearance: 212 mm
  • Wheelbase: 2,985 mm
  • Length: 4,900 mm
  • Height: 1,628 mm
  • Width incl. mirrors: 2,120 mm
  • Curb weight: 2,490–2,600 kg
  • Electric range: 647 km

Recalls in Canada

✓ No Transport Canada safety recalls for 2025 to 2027 3 models.
Quick answers
How much is a 2027 3 in Ontario?
$123,734 to drive away for the Dual motor, from a $105,000 sticker.
What does it cost a month?
A $1,996 loan payment, about $2,505 a month with insurance, fuel and upkeep ($5,000 down); about $2,411 a month all in, after resale.
How much can it tow?
3,500 lb for every trim.

Colours

MagnesiumStormMidnightSpaceKryptonSnow

Similar SUVs

Prices from Polestar's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.