2026 Lincoln Nautilus: real cost in Ontario

Cheapest trim, Premiere · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$60,850the advertised price
Drive away$72,596with fees and HST
Loan payment$1,136/mo72-month loan at 6.5%, $5,000 down
True cost$1,555/moeverything, after resale
Car, fees and HST $72,596Insurance $14,649Fuel $16,573Interest and lost return $28,958Maintenance and plates $9,019

$72,596 to drive away + $69,199 to run it for 6 years − $29,817 back at resale = $111,978, or $1,555 a month.

Where the money goes

Drive away$72,596
Running it, 6 yrs+$69,199
Back at resale−$29,817
Sticker pricethe advertised MSRP
+$60,850
Feesfreight $2,595 · dealer $699 (typical) · levies $100
+$3,394
HST, 13%Ontario
+$8,352
Fuel18,000 km a year at 9.9 L/100 km
+$16,573
Lost return on your money5% a year on the down payment and each payment
+$14,742
Insuranceestimate, age 35–59, Toronto
+$14,649
Loan interest6.5% over 72 months
+$14,216
Maintenanceestimate
+$8,928
Registration and plates6 years in Ontario
+$91
Resale after 6 years49% of MSRP, you get this back
−$29,817
True cost $111,978 ÷ 72 months$1,555 a month

The car

Size and space
BodySUV
Seats5
CargoNot published
Engine and fuel
Fuel use7.9–9.9 L/100 kmNatural Resources Canada
TowingNot published
Tires19" or 21"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 114 · theft 101 · injury 55 (100 = avg)
Warranty4 yrs / 80,000 kmpowertrain 6 yrs / 110,000 km
Resale at 6 years49% of MSRPaverage for its type

Every trim

All trims: AWD, 5 seats.
Premiere$60,850$72,596$111,978$1,555/mo9.9 L/100 km— No
Premiere Hybrid$64,850$77,116$111,040✓ $1,542/mo7.9 L/100 km— No
Reserve$70,650$83,670$124,056$1,723/mo9.9 L/100 km✓ Yes
Reserve Hybrid$74,650$88,190$122,834$1,706/mo7.9 L/100 km✓ Yes
Premiere
$1,555/mo
True cost
Sticker $60,850Drive-away $72,5966 yrs $111,978Fuel use 9.9 L/100 kmSunroof — No
Premiere Hybrid
✓ $1,542/mo
True cost
Sticker $64,850Drive-away $77,1166 yrs $111,040Fuel use 7.9 L/100 kmSunroof — No
Reserve
$1,723/mo
True cost
Sticker $70,650Drive-away $83,6706 yrs $124,056Fuel use 9.9 L/100 kmSunroof ✓ Yes
Reserve Hybrid
$1,706/mo
True cost
Sticker $74,650Drive-away $88,1906 yrs $122,834Fuel use 7.9 L/100 kmSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Premiere$60,850
Premiere Hybrid$64,850
Reserve$70,650
Reserve Hybrid$74,650
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Reserve
Heated rear seats
✓ from Reserve
Convenience
Power liftgate
✓ from Reserve
Power driver's seat
✓ Every trim
Tech and audio
Premium sound system
✓ from Reserve
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ from Reserve
Panoramic roof
✓ from Reserve

Lincoln lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Full standard equipment on the Premiere (19 items)
  • Lincoln Co-Pilot360 Drive 2.0
  • Premiere (101A)
  • BlueCruise Equipped (4-years Included)
  • Lincoln Connectivity Package (4-year included)
  • Turbocharged 2.0L I4 Engine
  • Eight-Speed Automatic Transmission
  • All Wheel Drive
  • 19” Bright Machined Aluminum Wheel with Carbonized Grey Painted Pockets
  • 255/60 R19 A/S BSW Tires
  • Tire Inflator and Sealant Kit
  • Lincoln Soft Touch with Micro-Perforated Inserts – Black Onyx
  • 10-Speakers including Subwoofer
  • Lincoln Digital Experience
  • Lincoln Connect
  • SiriusXM with 360L
  • Lane Keeping System
  • Heated Front Captain’s Chairs Seats
  • Power Driver & Passenger Seat
  • BLIS w/Cross Traffic Alert
Quick answers
How much is a 2026 Nautilus in Ontario?
$72,596 to drive away for the Premiere, from a $60,850 sticker.
What does it cost a month?
A $1,136 loan payment, about $1,695 a month with insurance, fuel and upkeep ($5,000 down); about $1,555 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Red Carpet Metallic Tinted Clearcoat+$950White Platinum Metallic Tri-Coat+$950Whisper Blue Metallic Clearcoat+$950Grey Matter Clearcoat+$950Infinite Black Metallic ClearcoatSilver Radiance Metallic Clearcoat

Similar SUVs

Prices from Lincoln's brand build & price (read in browser); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.