2027 Hyundai IONIQ 5 N: real cost in Ontario

Cheapest trim, IONIQ 5 N · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$78,199the advertised price
Drive away$91,806with fees and HST
Loan payment$1,459/mo72-month loan at 6.5%, $5,000 down
True cost$1,871/moeverything, after resale
Car, fees and HST $91,806Insurance $20,786Charging $4,490Interest and lost return $36,704Maintenance and plates $7,950

$91,806 to drive away + $69,930 to run it for 6 years − $27,040 back at resale = $134,696, or $1,871 a month.

Where the money goes

Drive away$91,806
Running it, 6 yrs+$69,930
Back at resale−$27,040
Sticker pricethe advertised MSRP
+$78,199
Feesfreight $2,300 · dealer $599 · levies $146
+$3,045
HST, 13%Ontario
+$10,562
Insuranceestimate, age 35–59, Toronto
+$20,786
Lost return on your money5% a year on the down payment and each payment
+$18,448
Loan interest6.5% over 72 months
+$18,257
Maintenanceestimate
+$7,859
Charging18,000 km a year at 26.7 kWh/100 km, home charging at $0.16/kWh
+$4,490
Registration and plates6 years in Ontario
+$91
Resale after 6 years35% of MSRP, you get this back
−$27,040
True cost $134,696 ÷ 72 months$1,871 a month

The car

Size and space
Seats5
Cargo740 Lbehind row 2
Ground clearance14 cm
Engine and fuel
Engine601 hp electric
0–100 km/h3.3 sHyundai's figure
Energy use26.7 kWh/100 kmNatural Resources Canada
Range356 kmabout 249 in winter · fast charge 10-80% in 18 min
TowingNot published
Tires21"255/40R21
Safety and cover
US crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 244 · theft 123 · injury 95 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Resale at 6 years35% of MSRPaverage for its type

Every trim

All trims: 601 hp, 26.7 kWh/100 km, 5 seats.
N$78,199$91,806$134,696$1,871/mo
N
$1,871/mo
True cost
Sticker $78,199Drive-away $91,8066 yrs $134,696

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
N$78,199
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
✓ Every trim
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsPower driver's seatMemory seatAWD or 4WDTow hitch includedSunroofPanoramic roof
Full standard equipment on the N (109 items)
  • Electric powertrain, Dual motor (All-Wheel Drive)
  • 166 kW + 282 kW (601 hp) Electric motors
  • 478 kW (641 hp) with N Grin Boost
  • 84.0kWh Lithium-ion high-voltage battery
  • Heat pump, battery thermal management, and preconditioning system
  • NACS Charge Port with CCS Adapters
  • Ultra fast charging system (up to 800V/350 kW)
  • Drive mode select (Eco, Normal, Sport, N, N Custom 1/2)
  • N Integrated Drive Axles (IDA)
  • Shift-by-Wire (SBW) gear selector
  • N Brake Regen system
  • N Disc brakes
  • Electronic Parking Brake (EPB) with AUTO Hold
  • N Sport-tuned power steering (R-MDPS)
  • Electronic Limited Slip Differential (E-LSD)
  • Electronic Control Suspension (ECS)
  • Independent MacPherson strut suspension (front); Multi-link suspension (rear)
  • High performance dampers (front/rear)
  • N Chassis brace (rear)
  • N e-Shift
  • N Drift Optimizer
  • N Active Sound+
  • Forward Collision-Avoidance Assist 2 (FCA 2)
  • Blind-Spot Collision-Avoidance Assist (BCA)
  • Blind-spot View Monitor (BVM)
  • Lane Keeping Assist (LKA)
  • Intelligent Speed Limit Assist (ISLA)
  • Driver Attention Warning (DAW)
  • Safe Exit Assist (SEA)
  • Navigation-Based Smart Cruise Control with Stop & Go (NSCC)
  • Lane Following Assist (LFA)
  • Highway Driving Assist 2 (HDA 2)
  • Rear Cross-Traffic Collision-Avoidance Assist (RCCA)
  • Rear View Monitor (RVM)
  • Surround View Monitor (SVM)
  • Parking Distance Warning (PDW) (forward/side/reverse)
  • Parking Collision-avoidance Assist (PCA) (forward/side/reverse)
  • Remote Smart Parking Assist 2 (RSPA 2)
  • Rear Occupant Alert (ROA)
  • High Beam Assist (HBA)
  • N Sport bucket front seats with illuminated N logo
  • 6-way manual (front seats)
  • Suede and leatherette seats
  • Heated front seats
  • Ventilated front seats
  • N Steering wheel (NGB, N1, and N2 buttons)
  • Perforated leather wrapped steering wheel
  • Heated steering wheel
  • Paddle shifters (N e-Shift/N Brake Regen)
  • Second-row sliding seats with reclining seatback
  • Second-row 60/40 split fold-down
  • Second-row armrests
  • Second-row air vents
  • LED interior lighting
  • LED Cargo area
  • Interior ambient lighting
  • Fixed centre console with knee pads
  • Interior trim finishes (dark liquid metallic)
  • N Aluminum pedals
  • Soft-touch door panels
  • Power windows with auto up/down (front)
  • Rear door sunshades
  • Sliding sun visors with LED vanity mirrors
  • Auto-dimming rearview mirror with HomeLink
  • Dual-zone automatic climate control with driver only mode
  • Cargo luggage screen, retractable
  • 21" Forged alloy wheels
  • High performance tires
  • N Front bumper and grille
  • N Rear bumper with diffuser
  • N Fenders, cladding, and door sill plates
  • N Raised roof spoiler with LED brake light
  • N Luminous orange racing strip
  • Active Air Flap system
  • Auto flush door handles
  • N badges
  • Hyundai logo (black)
  • Shark-fin roof antenna
  • Powered charge port door
  • LED Wide projection headlights (auto)
  • LED daytime running lights (DRL)
  • LED taillights
  • LED Accent light bar (front/rear)
  • LED Side mirror turn signal indicator
  • Power-folding heated side mirrors (gloss black)
  • Front windshield glass (laminated, solar, acoustic)
  • Rear backlite (privacy, laminated, heated with timer)
  • Rain-sensing front intermittent wipers
  • Rear intermittent wiper and washer
  • Aero wiper blades
  • 12.3” Infotainment touch screen with Navigation
  • N Mode Infotainment System
  • 12.3” Digital instrument cluster
  • N Mode Digital Cluster
  • 8-Speaker Bose premium audio
  • Wireless Android Auto and Apple CarPlay
  • Bluetooth hands-free system
  • 3x Front USB ports (Type-C)
  • 2x Rear USB ports (Type-C)
  • 2x 12V Power outlets
  • Wireless device charging
  • Bluelink connected vehicle system
  • Head-Up Display (HUD)
  • Digital Key
  • Over-the-Air (OTA) software updates
  • Vehicle-to-Load (V2L) exterior capability (accessory required)
  • Vehicle-to-Load (V2L) interior outlet
  • Proximity key with remote button start
  • Hands-free smart power trunk

Recalls in Canada

✓ No Transport Canada safety recalls for 2025 to 2027 IONIQ 5 N models.
Quick answers
How much is a 2027 IONIQ 5 N in Ontario?
$91,806 to drive away for the N, from a $78,199 sticker.
What does it cost a month?
A $1,459 loan payment, about $1,921 a month with insurance, fuel and upkeep ($5,000 down); about $1,871 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Atlas White (Matte)+$1,600Ecotronic Grey (Matte)+$1,600Cyber Grey+$350Abyss Black+$350Performance Blue (matte)+$1,600Atlas White

Similar SUVs

Prices from Hyundai's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.