2026 Cadillac Optiq: real cost in Ontario
See the Optiq on Cadillac's site ↗Prices read 2026-11-07
Cheapest trim, Luxury RWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$57,399the advertised price
Drive away$68,978with fees and HST
Loan payment$1,075/mo72-month loan at 6.5%, $5,000 down
True cost$1,503/moeverything, after resale
$68,978 to drive away + $56,631 to run it for 6 years − $17,386 back at resale = $108,223, or $1,503 a month.
Where the money goes
Drive away$68,978
Running it, 6 yrs+$56,631
Back at resale−$17,386
Sticker pricethe advertised MSRP
+$57,399Feesfreight $2,800 · dealer $699 · levies $145
+$3,644HST, 13%Ontario
+$7,936Insuranceestimate, age 35–59, Toronto
+$16,629Lost return on your money5% a year on the down payment and each payment
+$14,044Loan interest6.5% over 72 months
+$13,456Maintenanceestimate
+$9,065Charging18,000 km a year at 19.9 kWh/100 km, home charging at $0.16/kWh
+$3,346Registration and plates6 years in Ontario
+$91Resale after 6 years30% of MSRP, you get this back
−$17,386True cost $108,223 ÷ 72 months$1,503 a month
The car
Size and space
Seats5
Cargo736 Lbehind row 2
Ground clearance15 cm
Engine and fuel
Engine315–519 hp electric, RWD, AWD
0–100 km/h3.6–5.9 sCadillac's figures; others our estimate
Energy use19.9–21.1 kWh/100 kmNatural Resources Canada
Range510 kmabout 357 in winter
TowingUp to 1,500 lb
Tires20" or 21"by trim
Safety and cover
US crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistHands-free on highwayson mapped highways · Super Cruise, $40/mo
Resale at 6 years30% of MSRPaverage for its type
Every trim
All trims: 5 seats.| Luxury RWD | $57,399 | $68,978 | $108,223 | ✓ $1,503/mo | 19.9 kWh/100 km | — No |
| Sport RWD | $57,399 | $68,978 | $108,223 | ✓ $1,503/mo | 19.9 kWh/100 km | — No |
| Luxury RWD | $57,699 | $69,543 | $108,995 | $1,514/mo | 19.9 kWh/100 km | — No |
| Sport RWD | $57,699 | $69,543 | $108,995 | $1,514/mo | 19.9 kWh/100 km | — No |
| Premium Luxury RWD | $60,499 | $72,481 | $112,630 | $1,564/mo | 19.9 kWh/100 km | — No |
| Premium Sport RWD | $60,499 | $72,481 | $112,630 | $1,564/mo | 19.9 kWh/100 km | — No |
| Luxury AWD | $61,899 | $74,063 | $114,841 | $1,595/mo | 21.1 kWh/100 km | ✓ Yes |
| Sport AWD | $61,899 | $74,063 | $114,841 | $1,595/mo | 21.1 kWh/100 km | ✓ Yes |
| Luxury AWD | $62,199 | $74,628 | $115,547 | $1,605/mo | 21.1 kWh/100 km | ✓ Yes |
| Sport AWD | $62,199 | $74,628 | $115,547 | $1,605/mo | 21.1 kWh/100 km | ✓ Yes |
| Premium Luxury AWD | $64,999 | $77,566 | $119,250 | $1,656/mo | 21.1 kWh/100 km | ✓ Yes |
| Premium Sport AWD | $64,999 | $77,566 | $119,250 | $1,656/mo | 21.1 kWh/100 km | ✓ Yes |
| V-Series | $78,599 | $92,934 | $140,527 | $1,952/mo | 21.1 kWh/100 km | ✓ Yes |
| V-Series | $79,199 | $93,838 | $141,688 | $1,968/mo | 21.1 kWh/100 km | ✓ Yes |
Luxury RWD
✓ $1,503/mo
True cost
Sport RWD
✓ $1,503/mo
True cost
Luxury RWD
$1,514/mo
True cost
Sport RWD
$1,514/mo
True cost
Premium Luxury RWD
$1,564/mo
True cost
Premium Sport RWD
$1,564/mo
True cost
Luxury AWD
$1,595/mo
True cost
Sport AWD
$1,595/mo
True cost
Luxury AWD
$1,605/mo
True cost
Sport AWD
$1,605/mo
True cost
Premium Luxury AWD
$1,656/mo
True cost
Premium Sport AWD
$1,656/mo
True cost
V-Series
$1,952/mo
True cost
V-Series
$1,968/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Luxury RWD$57,399
Sport RWD$57,399
Luxury RWD$57,699
Sport RWD$57,699
Premium Luxury RWD$60,499
Premium Sport RWD$60,499
Luxury AWD$61,899
Sport AWD$61,899
Luxury AWD$62,199
Sport AWD$62,199
Premium Luxury AWD$64,999
Premium Sport AWD$64,999
V-Series$78,599
V-Series$79,199
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Hands-free driving
+ An option on every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Premium Luxury RWD to Premium Sport RWD
✓ from Premium Luxury AWD
Heated steering wheel
✓ Every trim
Heated rear seats
✓ Premium Luxury RWD to Premium Sport RWD
✓ from Premium Luxury AWD
Dual-zone climate
✓ Every trim
Massaging seats
✓ Premium Luxury RWD to Premium Sport RWD
✓ from Premium Luxury AWD
Convenience
Remote start
✓ Luxury RWD to Sport RWD
✓ Premium Luxury RWD to Sport AWD
✓ Premium Luxury AWD to V-Series
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
✓ Premium Luxury RWD to Premium Sport RWD
✓ from Premium Luxury AWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from Luxury AWD
Tow hitch included
+ $1,810
+ $1,810
+ $1,810
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimPush-button startApple CarPlay and Android AutoWireless CarPlay
Full standard equipment on the Luxury RWD (118 items)
- High Gloss Black upper door mouldings
- Electric drive unit
- Integral drive unit with electric motor
- Rear-wheel drive
- Dual Level Charge Cord
- Electric drive unit, primary, 1 motor integrated inverter, park system magnets
- Electric propulsion system (RWD)
- Electronic Precision Shift
- Propulsion Battery Pack
- Cooling system, standard capacity
- 11.5 kW capable onboard charging module
- Trailering provisions
- Hitch Guidance
- Hitch View
- Ride and Handling suspension
- Brakes, 12.64" front and 12.4" rear sliding caliper disc
- Brake lining, non-asbestos, organic
- Ferritic Nitrocarburizing (FNC) brake rotors
- Infotainment experience with 33" diagonal advanced colour LED display
- AKG Studio 19-speaker audio system
- Google built-in compatibility
- SiriusXM with 360L Trial Subscription
- Wi-Fi Hotspot capable
- 5G vehicle connectivity
- Front bucket seats
- Seat trim, Inteluxe Seats
- 8-way power driver seat adjuster
- 6-way power front passenger seat adjuster
- 4-way power driver lumbar seat adjuster
- 4-way power front passenger seat
- Driver power lumbar massage
- Front passenger power lumbar massage
- Heated driver and front passenger seats
- Driver memory
- 60/40 split-folding rear seat
- Headrest, rear centre
- Rear centre armrest
- Carpeted front and rear floor mats
- Floor mats, rear, carpeted
- Illuminated front and rear door sill plates
- Manual tilt and telescoping steering column
- Wrapped steering wheel
- Heated steering wheel
- Speedometer, miles/kilometres
- Alloy sport pedals
- Remote Keyless Entry
- Remote Start
- Theft-deterrent alarm system
- Universal Home Remote
- Super Cruise, advanced driver assistance technology
- Adaptive Cruise Control
- Wireless Phone Charging
- 110-volt power outlet
- Charging-only USB ports
- USB ports, type-C, dual, charge-only, rear console
- Navigation and Voice Assistance (Included for 3 years. Terms and limitations apply.)
- Dual-zone automatic climate control
- Rear Camera Mirror with washer
- Driver and front passenger visors with illuminated mirrors
- Cloth headliner
- Front footwell and courtesy lamp lighting
- 20" Pearl Nickel painted alloy wheels with aero inserts
- Tires, 245/50R20 all-season, self-sealing
- Wheel, spare, none
- Tire, spare, none
- Fixed full glass roof
- Illuminating front grille and emblem
- Upper and lower active aero shutters
- Grille, illuminating
- LED headlamps
- IntelliBeam
- Front side marker, LED
- LED tail lamps
- Outside heated power-adjustable mirrors with driver-side auto-dimming and memory
- Privacy glass
- Laminated front side glass
- Glass, privacy, rear fixed
- Front intermittent wipers
- Heated wiper park
- Rear Camera Mirror Washer
- Illuminating door handles
- AutoSense power liftgate
- Audio exterior vehicle sound
- Enhanced Automatic Emergency Braking
- Intersection Automatic Emergency Braking
- Rear Cross Traffic Braking
- Reverse Automatic Braking
- 9 airbags
- Front outboard Passenger Sensing System for frontal outboard passenger airbag
- OnStar services capable
- OnStar Basics
- Automatic Occupant Sensing display
- HD Surround Vision
- Enhanced Automatic Parking Assist
- Forward Collision Alert
- LED Reflective Windshield Collision Alert
- Front Pedestrian and Bicyclist Braking
- Side Bicyclist Alert
- Rear Pedestrian Alert
- Blind Zone Steering Assist
- Driver Attention Assist
- Traffic Sign Recognition
- Buckle to Drive
- Teen Driver
- Front passenger detector sensor
- Rear Seat Reminder
- Seat belts, all seating positions
- Seat belt restraint pretensioner, rear
- Restraint provision-retractor, automatic locking
- Seat belt indicator
- Safety Alert Seat
- Rear child security door locks
- LATCH System
- 3 Years OnStar One
- Premium Care Maintenance program
- New Vehicle Limited Warranty
- Corrosion Protection
- Roadside Assistance Program
Recalls in Canada
3 Transport Canada recalls for 2025 to 2027 Optiq models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Structure2025, 2026, 2027 · 10,172 vehicles
When using the key fob "express-up" feature to close the front power windows, a software problem could cause the window's automatic reversal system not to work.Recall 2026459 at Transport Canada ↗Other2025 · 1,255 vehicles
On certain vehicles, the owner's manual may be missing.Recall 2026086 at Transport Canada ↗Tires2025, 2026 · 8,345 vehicles
On certain vehicles, one or more of the tires may not have been manufactured properly.Recall 2025564 at Transport Canada ↗Quick answers
- How much is a 2026 Optiq in Ontario?
- $68,978 to drive away for the Luxury RWD, from a $57,399 sticker.
- What does it cost a month?
- A $1,075 loan payment, about $1,480 a month with insurance, fuel and upkeep ($5,000 down); about $1,503 a month all in, after resale.
- How much can it tow?
- 1,500 lb for every trim.
Colours
Black RavenMagnus Metal Frost (Extremely limited availability)Nimbus Metallic+$900Monarch Orange+$900Argent Silver Metallic+$900Vibrant White Tricoat+$1,660Radiant Red Tintcoat+$1,660Coastal Blue Metallic+$900Celestial Metallic+$900Deep Ocean Tintcoat (Late and extremely limited availability)Citron Tricoat+$1,660Midnight Stone Frost+$3,995Sandstone+$900
Similar SUVs
Prices from Cadillac's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.